Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well. As your knowledgeable partner, we provide wide-ranging, comprehensive financial planning with which to chart a detailed course for pursuing a bright and secure future.
When it comes to your financial future, the most important factor in your favor is your age. We take advantage of the time you have, regularly contributing to tax-advantaged retirement accounts and potentially boosting savings with matching funds offered by your employer.
Wherever your work or life leads you, we assist in managing your cash flow and allocating your resources, striving to help you reach both your short- and intermediate-term goals without endangering your long-term plans.
Managing assets to take care of one’s own needs and wants is one thing, but it takes additional planning and knowledgeable guidance to help ensure your financial legacy makes an enduring difference in the lives of loved ones or a favorite charity.Our experienced team has the resources to assist your attorney and CPA with a personalized plan that not only protects your assets but also helps you share your wealth with the people and charities you care about most.
There are a variety of investment vehicles and tax-efficient options to contribute to the cost of higher education. As your trusted partner, our knowledge and professional guidance can help you analyze the tax benefits, ownership structure, risk and contribution limits involved – even what to do with your leftover education funds if your aspiring academic earns a scholarship.
One of the risks we all face, regardless of age, is the potential for sudden illness, disability and, subsequently, the need for long-term care. All of these have far-reaching effects not just on your health, but on your way of life, your ability to earn income and on your overall finances.
We help prepare you and your family for the unexpected by ensuring you have the right types and amounts of insurance, including disability insurance to provide income if you are unable to work. Our team is fully licensed to offer:
Strategies and techniques that help you maximize the present value of your after-tax family net worth. Careful planning can assist you in reducing the taxes you pay and help achieve your financial goals. When building your financial plan, the impact of taxes is carefully considered throughout the current year and over your overall investment horizon.
*Valliant Wealth Strategies and Raymond James Financial Services do not offer tax advice.
This approach integrates environmental, social and governance (ESG) criteria. ESG Investing is becoming a much sought-after strategy in the financial industry. Whether implemented through socially responsible investing (SRI) screening, ESG integration or impact investing, sustainable investing offers a growing number of options for investors interested in pursuing goals that more closely align with their personal belief system.
Today’s longer life expectancies present opportunities and challenges as we get older. We're here to help. By embracing the realities — and rewards — of longevity in your financial plans, you can sort through your possibilities and look beyond the typical retirement goals to determine what it will take to age on your own terms. Our experienced team will help you to plan for and consider:
Additional longevity services available include:
1. PinnacleCare Concierge Health Service provides clients global resources to find the best treatment, schedule appointments, coordinate seeking a second opinion – even ensure an accurate diagnosis from wherever they are located.
2. Everplans enables you to organize important information – from a will to a favorite family recipe – and end-of-life wishes, which can be shared with trusted family and friends.